Welcome!
⚡️ This is a comprehensive list of dispute reasons spanning ✨ multiple categories to use with basically any negative item type.
🌠 You can either go through all 🌟 300+ reasons using the links at the bottom of the page OR you can identify the negative item type (i.e. collection 3rd party, bankruptcy, etc. ) and only download or print the selected type.
To print/export all dispute reasons, use one of the print/export options and print all pages.
***Gen 2 is being updated and will total ~ 500 dispute reasons and 300 letters
Issues? support@thevegasmovement.com
| Generation | wdt_ID | Type | Reason |
|---|---|---|---|
| Gen 1 | 1 | COLLECTIONS – 3RD PARTY | unknown collection |
| Gen 1 | 2 | COLLECTIONS – 3RD PARTY | not mine |
| Gen 1 | 3 | COLLECTIONS – 3RD PARTY | belongs to someone else |
| Gen 1 | 4 | COLLECTIONS – 3RD PARTY | section 609 states that you're required to send me the paperwork associated with this account. Furnish or remove |
| Gen 1 | 5 | COLLECTIONS – 3RD PARTY | you didn't send anything to prove ownership |
| Gen 1 | 6 | COLLECTIONS – 3RD PARTY | I need to see all paperwork associated with this account |
| Gen 1 | 7 | COLLECTIONS – 3RD PARTY | how can you say that you verified this account when I haven't even heard back from the collection agency? |
| Gen 1 | 8 | COLLECTIONS – 3RD PARTY | simply stating that this is a verified account doesn't change the fact that I don't know what it is or why it is on my credit report! I need to see everything you've "verified" this account with |
| Gen 1 | 9 | COLLECTIONS – 3RD PARTY | section 623 states that if an account can possibly be inaccurate, there must be an address conspicuously listed and if not, this account cannot report |
| Gen 1 | 10 | COLLECTIONS – 3RD PARTY | section 623 states that the creditor cannot continue to report it when disputed, unless they have proof to the contrary |